Tuition & Financing

CIAT offers flexible in-house payment plans with various interest rates and options to fit your budget. This includes zero-interest plans where you can pay off your tuition balance while you're still in school and extended payment plans with a low 9% interest rate.

With the zero-interest payment plans, you can make monthly payments towards your tuition while enrolled. If you pay off your entire balance by the time you graduate, you won't be charged any interest, helping you save on the overall cost of your education.

For students who need lower monthly payments or more time to pay after graduation, the extended plans allow you to spread your tuition over a longer period, up to 60 months (about 5 years). The interest rate on these plans is capped at 9%, and you can save an additional 1% by signing up for automatic payments.

No, CIAT's in-house payment plans do not require a credit check. They are available to all students, regardless of their credit history.

During your enrollment process, your personal Financial Aid Advisor will review your payment plan options with you and help determine the best fit based on your specific program and financial situation. You must select and enroll in a plan before starting your classes.

Yes, if your financial circumstances change, you can work with your Financial Aid Advisor to modify your payment plan terms, such as adjusting the monthly amount or length of the plan.

There are no application or origination fees for CIAT's in-house payment plans. The only potential cost is a 1% discount if you sign up for automatic monthly payments.