Tuition & Financing

All CIAT degree and certificate programs are eligible for Sallie Mae's private student loans. Sallie Mae is a flexible option to help cover tuition, fees, and other qualified education expenses beyond what federal aid provides.

While not always required, having a creditworthy cosigner can significantly increase your chances of getting approved for a private student loan. It may help you qualify for a lower interest rate. Many students still need to build up their credit history.

Borrowing for the entire academic year, rather than just a single term, can simplify the process and provide you with the funds you need upfront. This allows you to focus on your studies without having to reapply for loans multiple times.

Sallie Mae's application process is designed to be quick and efficient. Once you submit your completed application, you can typically receive a credit decision in as little as 15 minutes.

Yes, Sallie Mae offers private student loans for students enrolled in 100% online degree and certificate programs like those offered at CIAT.

Sallie Mae offers flexible payment options, including the ability to defer entire principal and interest payments until 3 months after you complete your program. You can also choose to make interest-only payments while in school.

Private lenders like Sallie Mae evaluate your credit history, income, assets, and employment status to determine your creditworthiness. Having a creditworthy cosigner can also significantly improve your chances of approval.

In addition to your personal and financial information, you'll need to provide details about your cosigner, including their name, address, date of birth, Social Security number, and income/asset details.